What is Basel III?

Basel III is a comprehensive set of international banking reforms developed to strengthen regulation, supervision, and risk management in the banking sector.

Formulated by the Basel Committee on Banking Supervision after the 2008 financial crisis, Basel III aims to increase banks’ resilience to future economic shocks by enforcing adequate capital, liquidity, and operational risk controls.

Why is Basel III important?

Implementing Basel III enhances trust in the financial system, reduces the risk of bank failures, and supports macroeconomic stability.

It sets global standards to limit excessive leverage, improve capital quality, and increase safety buffers during periods of stress.

What is Basilea III?
Who does Basel III affect?
  • Commercial and investment banks operating nationally or internationally
  • Financial institutions under prudential supervision
  • Entities committed to long-term sustainability
  • Regulatory bodies auditing and validating risk exposure
Consequences of not complying with Basel III
  • Increased vulnerability to financial crises due to insufficient liquidity or capital
  • Non-compliance with national and international regulations
  • Loss of market access and financing networks
  • Reputational risk and regulatory sanctions

Achieve Basel III compliance with Bsecure

At Bsecure, we assist financial institutions in meeting Basel III requirements through automated auditing, monitoring, and risk exposure reporting, especially in critical mainframe and z/OS environments

DataPASS: automated Basel III risk monitoring

With DataPASS, you can implement internal controls, monitor operational risk, and generate reports aligned with Basel III standards continuously and without manual intervention.

Learn More
  • Continuous operational risk assessment
  • Automated audit reports for supervisors
  • Early detection of process failures affecting regulatory capital
  • Integration with financial management and compliance systems
DataPASS Hub: multi-entity management for banking environments

DataPASS Hub:

Mainframe security and auditing for trusted suppliers of large corporations

Designed to enable auditing firms, cybersecurity consultancies, and MSSPs to expand their service portfolio as a trusted provider for large client organizations.

  • Global risk visibility by business line or subsidiary
  • Unified dashboard for all exposure metrics
  • Real-time audit compliance with full traceability
Learn More

Basel III and technology risk training

We provide technical training for banking professionals to meet Basel III requirements in complex IT environments:

  • Basel III fundamentals: purpose, structure, and objectives
  • Practical application in legacy systems
  • Management of technological and operational risks
Learn More
Training on Basilea III

Benefits of Basel III compliance

Improved capital and risk management Reduced exposure to liquidity crises Better alignment with international regulations and efficient supervision Automation of critical compliance processes Enhanced institutional stability and reputation