What is PCI DSS?

PCI DSS (Payment Card Industry Data Security Standard) is the global security standard created by leading payment card brands—Visa, MasterCard, American Express, Discover, and JCB—to protect cardholder data during processing, transmission, and storage.

If you’re wondering what PCI DSS is and what it’s for, this standard sets technical and organizational requirements to ensure the security of credit and debit card transactions.

Why is PCI DSS compliance crucial?

Certification under PCI DSS is mandatory for any business that stores, processes, or transmits credit card data.

Compliance prevents costly penalties and protects your organization from data breaches, financial fraud, and reputational damage.

Adhering to PCI DSS standards also demonstrates your commitment to cybersecurity and consumer protection.

What is PCI DSS?
Who must comply with PCI DSS?
  • E-commerce and brick-and-mortar retailers accepting card payments
  • Payment gateways, processors, and fintech companies
  • Financial institutions and card-issuing banks
  • Hosting providers and services handling cardholder data
  • Organizations that store or transmit credit card information
Consequences of not complying with PCI DSS
  • Fines imposed by card brands and payment networks
  • Exclusion from electronic payment networks
  • Financial data breaches and fraud against customers
  • Loss of trust from users and partners
  • Legal liabilities and regulatory sanctions

Achieve PCI DSS compliance with Bsecure

At Bsecure, we help you comply with PCI DSS 3.2.1 and 4.0 seamlessly and efficiently, even in complex infrastructures like mainframe z/OS environments.

DataPASS: full automation of PCI DSS standards

Our DataPASS software automates PCI DSS compliance by:

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  • Continuous monitoring of access, logs, and critical activity
  • Automated verification of PCI’s 12 core requirements
  • Audit-ready reporting for regulatory bodies
  • Risk reduction in legacy environments
  • Fully compliant with PCI DSS version 3.2.1
DataPASS Hub: PCI DSS certification in multiclient environments

DataPASS Hub:

Mainframe security and auditing for trusted suppliers of large corporations

Designed to enable auditing firms, cybersecurity consultancies, and MSSPs to expand their service portfolio as a trusted provider for large client organizations.

  • Client and environment segmentation
  • Differentiated PCI security policies
  • Unified control panel for streamlined audits
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PCI compliance and security training

We offer specialized training covering:

  • Understanding PCI DSS standards
  • Implementing security controls in critical systems
  • Audit simulations and compliance testing
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Technical training in PCI DSS compliance

Benefits of PCI DSS compliance

Guaranteed access to global payment networks Protection against financial fraud and data theft Strengthened PCI information security posture Improved brand reputation and customer trust Alignment with ISO 27001, NIS2, and SOX standards

Industries where Bsecure facilitates PCI DSS certification

E-commerce and marketplaces
Digital banking and payment processors
Fintech and regulated financial entities
Hosting and IT infrastructure providers